I’ve always vowed to be 100% transparent with you guys about the realities of our homestead. Let me be transparent now, I don’t know if we’re going to make it.
This month Justin took a pay cut (about $150/month) because someone had messed up his dependents on his taxes. We owe about $800 in taxes due to not being able to afford healthcare. Justin’s student loans come due next month at $210 a month and we still owe $200 on our well pump. On top of that my car’s tires are bald, it’s leaking oil and the brake pads are almost worn through. It’s a miracle my brakes haven’t gone out yet.
This month we had less than $60 to spend on groceries for the whole month. Thankfully I spent a bit last month and stocked up, but that will run out soon.
Gonna be completely honest with you guys, I think we’re done for this time. We’ve tried everything we can think of. I apply to jobs almost daily with no call backs. I’m not sure what to do. We’ve been pushing our soap business as much as possible, but we’re getting less than $30 in sales each month.
We’ve applied for loans and other things, but we can’t get them. The best thing I can come up with is a voluntary repossession of one of our vehicles, but even then we would probably still owe on it.
Obviously our first priority remains our mortgage, we won’t go into foreclosure or anything. However, I don’t know how long we can not pay student loans or something else before there are legal repercussions. We still have 3 months until the farmer’s market starts and there are zero prospects for me so far. Even if there were, we can’t even afford the gas for me to go to the interview.
So….if anyone wants to start praying, we could sure use it.
I’m trying to figure out what we did wrong or what we did to deserve this. I don’t understand how we moved out to the country, cut our living expenses and still can’t manage to make it.
We’ll keep trying…but it’s really starting to tear us down.